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  1. #21
    Join Date
    Feb 2010
    Location
    Mansfield
    Posts
    101
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    I hate insurance but it seems people pay similar

    Insurance company; A-Plan
    Third party or fully comprehensive; Fully comp

    Modifications declared; Braided brake hoses, full stainless exhaust, K&N panel, FMIC, walbro, 18's, coilovers
    Age of driver; 25 at the time
    Location; Mansfield, Nottingham
    NCB; 6 years, 1 crash/write off in 2009
    Penality points; No offenses ever
    Cost of insurance per year; 999

    It seems an extra years no claims, 7000 miles instead of 8000 a year and a boost controller means it should be 1050, WTF A-Plan?! Currently Sky are winning my renewal which ill update when i take out a new policy

  2. #22
    Join Date
    Feb 2010
    Location
    england
    Posts
    352
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    0
    I'm with sky an paid 1250 last year just got a renewal through at 1162 seems a plan told me last year if I was 25(which I am now)itl be around 600.so sky won't be getting my vote this year I can safely say 90 cheaper with a extra yrs no claims and being 25 is poor .not imprest atall.
    So yeah sky
    No mods
    3points but was told was a minor offence and doesn't effect price.
    25yrs old
    Frome,Somerset
    1162 a year(booooo)

  3. #23
    Join Date
    Mar 2011
    Location
    leicester
    Posts
    258
    Liked
    0
    I imagine i'm the youngest on the forum at the moment or there abouts so no-one should be paying more than me.
    20 years old
    1 write off
    Soon to be one years no claims
    No mods
    No points
    6000 miles a year
    admiral multicar i pay 1400

  4. #24
    Join Date
    Mar 2011
    Location
    leicester
    Posts
    258
    Liked
    0
    Oh and that drops to 900 when i'm 21

  5. #25
    Join Date
    Mar 2011
    Location
    leicester
    Posts
    258
    Liked
    0
    Also the original post was a long time ago?

  6. #26
    Join Date
    Feb 2012
    Location
    Southwest, UK
    Posts
    150
    Liked
    0
    Insurance company: Sky Insurance
    Third party or fully comprehensive: Fully comp
    Modifications declared: All declared (not many yet though)
    Age of driver: 24
    Location: Somerset
    NCB: 6 years
    Penality points: 6
    Cost of insurance per year: 892

    Interestingly it added the best part of 100 by adding the wife.

  7. #27
    Join Date
    Feb 2010
    Location
    england
    Posts
    352
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    0
    Quote Originally Posted by Sean View Post
    Insurance company: Sky Insurance
    Third party or fully comprehensive: Fully comp
    Modifications declared: All declared (not many yet though)
    Age of driver: 24
    Location: Somerset
    NCB: 6 years
    Penality points: 6
    Cost of insurance per year: 892

    Interestingly it added the best part of 100 by adding the wife.
    See this annoys me your under 25 you have double the points I do and they offered me 1160 or something like that.joke to be honest

  8. #28
    craig8585 is offline I'm so cool, I have my own fan thread :p
    This is craig8585's Country Flag (Great Britain)
    Join Date
    Nov 2007
    Location
    Lichfield, UK
    Posts
    4,118
    Liked
    0
    It's not though really is it. They asses the risk you pose and give a quote based on that. No joking involved at all!

    And just to rub it in a bit more, I was paying just 600 last year when I was 24..

  9. #29
    Join Date
    Jan 2011
    Location
    Oxford, UK
    Posts
    90
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    0
    Just renewed for second year with my S15:

    Insurance company - sky;
    fully comprehensive
    (underwriters - Chaucer, NCB protected, 350 excess);

    Mods declared - wider aftermarket wheels, strut brace, front sus tie rods, turbo hoses, braided brake hoses, plus they seemed to insist on counting the factory aero kit as body mods- crossing side skirt and spoiler on the mods form, smaller battery, removed rear seats.
    age - 33
    Location - Bracknell, Berkshire;
    10yrs NCB;
    Penality points - 3 SP30 recently acquired (in my other car!)
    Cost of insurance per year - 822 (inc 22 legal)
    (includes two other named drivers - girlfriend which added 30, and another friend added last year for a road trip - they would not reduce premium if I removed him this year so kept him on)

    Also insured with Sky nissan primera GT with mods for which they say they give me a discount equivalent to applying the same NCB as the first car.

  10. #30
    Join Date
    Feb 2010
    Location
    england
    Posts
    352
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    0
    Quote Originally Posted by craig8585 View Post
    It's not though really is it. They asses the risk you pose and give a quote based on that. No joking involved at all!

    And just to rub it in a bit more, I was paying just 600 last year when I was 24..
    Oh yeah ino but you can see where I'm coming from haha

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